Exodus 22:14

¹² But if the animal was actually stolen from the neighbor, he must make restitution to the owner.

¹³ If the animal was torn to pieces, he shall bring it as evidence; he need not make restitution for the torn carcass.

If a man borrows an animal from his neighbor and it is injured or dies while its owner is not present, he must make full restitution.

¹⁵ If the owner was present, no restitution is required. If the animal was rented, the fee covers the loss.

¹⁶ If a man seduces a virgin who is not pledged in marriage and sleeps with her, he must pay the full dowry for her to be his wife.

This was said to Israel at a particular time, so it is wise to read it together with the surrounding text. Do read the surrounding verses too, because the context often says more than a single verse.

Compare

BSB: If a man borrows an animal from his neighbor and it is injured or dies while its owner is not present, he must make full restitution.
KJV: And if a man borrow ought of his neighbour, and it be hurt, or die, the owner thereof being not with it, he shall surely make it good.
WEB: “If a man borrows anything of his neighbor’s, and it is injured, or dies, its owner not being with it, he shall surely make restitution.
ASV: And if a man borrow aught of his neighbor, and it be hurt, or die, the owner thereof not being with it, he shall surely make restitution.
DARBY: And if a man borrow anything of his neighbour, and it be hurt, or die, its owner not being with it, he shall fully make it good;
BLB: And if a man borrows from his neighbor and it is injured or dies, its owner not [being] with it, he shall surely repay.

ÅB: Når noen låner et dyr av sin neste, og det kommer til skade eller dør, og dets eier ikke er til stede, da skal han gi full bot.
OTB: «Hvis noen låner et dyr fra sin nabo og det blir skadet eller dør mens eieren ikke er til stede, må de gjøre full oppgjør.
B1930: Når nogen låner et dyr av sin næste, og det kommer til skade eller dør, og dets eier ikke er til stede, da skal han gi full bot.

Study notes (Tyndale)

Original text and word study

Cross references

Deuteronomy 23:19–20
Do not charge your brother interest on money, food, or any other type of loan.
Read in context
Leviticus 24:18
Whoever kills an animal must make restitution—life for life.
Read in context
Exodus 21:34
the owner of the pit shall make restitution; he must pay its owner, and the dead animal will be his.
Read in context
Deuteronomy 15:2
This is the manner of remission: Every creditor shall cancel what he has loaned to his neighbor. He is not to collect anything from his neighbor or brother, because the LORD’s time of release has been proclaimed.
Read in context
Luke 6:35
But love your enemies, do good to them, and lend to them, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High; for He is kind to the ungrateful and wicked.
Read in context
Matthew 5:42
Give to the one who asks you, and do not turn away from the one who wants to borrow from you.
Read in context
Psalms 37:21
The wicked borrow and do not repay, but the righteous are gracious and giving.
Read in context
Exodus 22:11
an oath before the LORD shall be made between the parties to determine whether or not the man has taken his neighbor’s property. The owner must accept the oath and require no restitution.
Read in context